Loan Services
Fix and Flip Hard Money Loans
Rates starting at 12%
0-2 points origination fee
Close in as little as 48 hours
No appraisal
Up to 90% LTC (Rehab + Purchase)
Zero Fee Construction Draws
$1490 Doc Fee
Raw Land + New Build Loans
Rates starting at 12%
0-2 points origination fee
Close in as little as 48 hours
No appraisal
Up to 80% LTC
Zero Fee Construction Draws
$1490 Doc Fee
Bridge + Transactional Funding
Rates starting at 12%
0-2 points origination fee
Close in as little as 48 hours
No appraisal
Up to 100% LTC
$1490 Doc Fee
You’ve found a good deal. Now let’s get it funded.
Trust us. We get it. When you find a good deal, you need a private lender that can get it DONE and get it done fast.
Whether you are a brand new investor or a seasoned investor looking to scale your portfolio, our team is ready to make it happen for you.
To get started, fill out our simple Loan Inquiry Form to start your process with us!
What Makes Us Different?
We are families first, and lenders second.
Everything we do at Muletown is fueled by the desire to see you achieve your dreams with real estate.
Every deal closed is another chance to provide jobs to your crews, to transform your neighborhoods, and to ultimately build a legacy that impacts the generations beyond us.
Our goal is to build lasting relationships with our clients that make it easy to scale and grow together. We aim to be your go-to lender that you keep in your back pocket ready for the next deal.
When you win, we all win. So let’s get you funded.
Muletown Loan Inquiry Form
Interested in a loan with us? Please fill out this simple form to give us a head start on your loan request.
who we are. how we started.
Our team started doing private money loans in 2008 when conventional banks with a ‘liquidity crisis’ significantly reduced the availability of funding to real estate investors. While market conditions have changed since then (and will continue to change again), we continue to help real estate investors by providing capital through our specialized team.
Muletown is a nickname for the self-proclaimed ‘mule capital of the world,’ Columbia, TN. We have had a significant lending presence in Columbia, and continue to have a number of loans and properties there.
Although our name is inspired by Columbia, we continue to serve the Colorado and Tennessee markets while also offering loans in other specific markets as well.
Our small team is dedicated to making sure every detail is done right and that each client is well taken care of. Here are the faces behind the services you receive with us.
About our team.
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CEO
Dan MacLeay, owner and founder of Muletown Funding, has over 20 years of experience in the mortgage business. In 2008, he saw the growing need for private capital in the real estate space and took the leap then to start what is now know as Muletown Funding.
Dan is originally from th midwest, and moved to the mountains of Colorado nearly 20 years ago. Dan and his wife have 5 kids and live in the greater Denver area.
Aside from real estate investing and running Muletown Funding, Dan enjoys playing golf and spending time in the mountains.
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Sales
Michaela Potterbaum is the newest addition to our Muletown team (based in Nashville, TN). With over 18 years of experience in business development and entrepreneurship, Michaela has led business teams across the U.S. and Europe. In 2022, she transitioned full-time into real estate investing, focusing on purchasing and renovating rental properties in Tennessee and Florida with the help of Muletown Funding.
Having been on the borrower side for her own investment projects, Michaela understands the demands that investment projects can so often come with. With this in mind, she looks forward to building lasting relationships with our borrowers and providing real, on-the-ground support for all deals in Tennessee as Muletown's TN representative.
In her spare time, Michaela enjoys traveling, having ventured to 40 countries and 49 states (calling Norway home for about 4 years). Fun fact: Michaela used to tour as a professional drummer before diving into the business world.
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Operations
Isaiah is a graduate from the University of Colorado-Boulder as a recipient of the prestigious Evans Scholarship with a Bachelor’s degree in Business Administration with an emphasis in Accounting and Finance.
He previously worked for several years at Prologis, a global industrial real estate company, working in their accounting department dealing with commercial leases and bank reconciliations for several of their big accounts. He was promoted to their Property Accounting team where he was in charge of analyzing NOI and preparing CAM reconciliations for several markets.
Isaiah is also a licensed real estate agent in Colorado and completed his first fix-and-flip with Dan in the spring of 2023. Born and raised in Denver, in his free time he enjoys watching and playing a variety of sports, with soccer being his favorite. He is also a bit of a gearhead and enjoys working on his cars himself.
2023 Metrics
45 deals closed.13.23 Million funded
2024 Metrics Year To Date
30 deals closed. 11.6 million funded
Word on the street.
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"Muletown Funding is my first choice when I am looking for a private/hard money loan in Columbia. Dan is easy to work with, has experience investing in Columbia himself, and understands this market as well as anyone. You won’t find a better lending partner anywhere else!"
-Brett H.
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“Dan has been a great investor partner to work with. The transparency on what they can or cannot do, along with the generosity of insight into deals is an incredible value add!”
-Ben L.
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“Muletown was quick to analyze and underwrite my loan and made the whole process seamless and hands off for me. The team was able to provide a bridge loan fast and I was able to close in a very short timeframe.”
-Jake B.